Millionaire Cheesecake Recipe – A Decadent No-Bake Dessert with Caramel and Chocolate
Treat yourself to the ultimate indulgence with this Millionaire Cheesecake. Combining a buttery biscuit base, creamy cheesecake filling, rich caramel, and a glossy chocolate topping, this no-bake dessert is a showstopper. Perfect for special occasions or when you want to impress, this recipe is quick, easy, and utterly delicious.
Prep Time: 6 hours 20 minutes | Calories: Approximately 520 kcal per slice
Ingredients
For the Base:
2 cups digestive biscuit crumbs (or graham cracker crumbs)
½ cup unsalted butter, melted
For the Cheesecake Filling:
2 cups (16 oz) cream cheese, softened
½ cup powdered sugar
1 cup heavy cream
1 tsp pure vanilla extract
For the Caramel Layer:
1 cup store-bought or homemade caramel sauce
For the Chocolate Topping:
1 cup semi-sweet chocolate chips
½ cup heavy cream
Directions
Prepare the Base:
In a mixing bowl, combine the biscuit crumbs and melted butter. Mix until the crumbs are evenly coated.
Press the mixture firmly into the bottom of a 9-inch springform pan. Use the back of a spoon or a measuring cup to create an even layer.
Chill the base in the refrigerator while you prepare the filling.
Make the Cheesecake Filling:
In a large mixing bowl, beat the cream cheese and powdered sugar until smooth and creamy.
In a separate bowl, whip the heavy cream until stiff peaks form.
Gently fold the whipped cream into the cream cheese mixture until well combined. Add the vanilla extract and mix until smooth.
Assemble the Cheesecake:
Spread the cheesecake filling evenly over the chilled base.
Drizzle the caramel sauce over the cheesecake layer, spreading it gently with a spatula.
Cover the pan with plastic wrap and refrigerate for at least 4 hours, or until set.
Prepare the Chocolate Topping:
Place the chocolate chips in a heatproof bowl.
In a small saucepan, heat the heavy cream until it just begins to simmer. Pour the hot cream over the chocolate chips and let it sit for 2-3 minutes.
Stir the mixture until the chocolate is completely melted and smooth.
Add the Chocolate Layer:
Pour the chocolate ganache over the caramel layer, spreading it evenly with a spatula.
Return the cheesecake to the refrigerator and chill for another 1-2 hours, or until the chocolate layer is set.
Serve and Enjoy:
Carefully remove the cheesecake from the springform pan. Slice and serve chilled.
Frequently Asked Questions
Can I use a different type of biscuit for the base?
Yes! Graham crackers, Oreo crumbs, or shortbread biscuits can be used as alternatives.
Can I make this cheesecake without caramel?
Absolutely! You can skip the caramel layer or replace it with a fruit compote or chocolate spread.
How long does this cheesecake last in the fridge?
The cheesecake can be stored in the refrigerator, covered, for up to 5 days.
Can I freeze this cheesecake?
Yes, you can freeze the cheesecake (without the chocolate topping) for up to 2 months. Thaw it in the refrigerator before adding the chocolate layer.
Can I use milk chocolate instead of semi-sweet chocolate?
Yes, milk chocolate can be used for a sweeter topping.

Tools You'll Need
9-inch springform pan
Mixing bowls
Electric mixer or whisk
Measuring cups and spoons
Spatula
Plastic wrap
Tips
Use room temperature cream cheese for a smoother filling.
For a homemade caramel sauce, combine 1 cup sugar, 6 tbsp butter, and ½ cup heavy cream in a saucepan and cook until golden brown.
Chill the mixing bowl and beaters before whipping the cream for best results.
Decorate with sea salt flakes, chopped nuts, or gold leaf for an elegant touch.
Allergy Information
Contains: Dairy, gluten
To make gluten-free: Use gluten-free biscuits for the base.
To make dairy-free: Substitute cream cheese and heavy cream with plant-based alternatives, and use dairy-free chocolate and caramel.

Conclusion
This Millionaire Cheesecake is a luxurious dessert that’s perfect for special occasions or whenever you want to treat yourself to something extraordinary. Its layers of buttery base, creamy cheesecake, rich caramel, and glossy chocolate make it a standout dessert that’s sure to impress. Give this recipe a try and share your results – we’d love to hear how it turned out for you! Happy baking!
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